Quels sont les dirigeants de My Money Group ?

Our governance

Continuity, expertise, credibility

Niccolo Ubertalli CEO
Niccolò Ubertalli

I am delighted to have joined the My Money Group teams last January. I thank our shareholder, our Chairman Chad Leat and our Board of Directors for their trust.

The year 2023 is intense and rich in projects, I am confident that we will achieve our objectives thanks to the resilience and commitment of our teams, as well as to the choices that have been made in terms of strategy and investments.
Our values ​​of adaptation, entrepreneurship, performance and cohesion have never been so meaningful and guide us on a daily basis.

Alongside our solid commercial and financial performance, we continue to play our important role as a responsible employer and continue to invest to better serve our customers and partners.
Many actions have been taken to accelerate our transformation of our historical activities and to make the integration of the retail banking activities of HSBC France a success. On this last point, key steps have been taken, such as the signing of the memorandum of understanding with HSBC, the establishment of a team dedicated to integration and the decision to relaunch the CCF brand. This will now allow us to finalize the final integration steps.

I would like to sincerely thank all the employees of My Money Group who do a remarkable job on a daily basis, as well as our partners and customers for their trust and loyalty. We now look forward to building the Group of tomorrow.

Niccolò Ubertalli

The Board of Directors is made up of 8 experienced members. It determines the directions
the Bank's strategies and oversees their implementation.

photo de chad leat

Chad LEAT

Chairman of the Board of Directors

Chad LEAT

Chairman of the Board of Directors

Chairman of the Board of Directors

Sylvie MATHERAT

Sylvie MATHERAT

Administrator

Sylvie MATHERAT

Administrator

Administrator

Beatrice de Clermont Tonnerre

Béatrice de CLERMONT TONNERRE

Administrator

Béatrice de CLERMONT TONNERRE

Administrator

Administrator

Francoise Mercadal

Françoise MERCADAL DELASALLES

Administrator

Françoise MERCADAL DELASALLES

Administrator

Administrator

Avid MODJTABAI

Avid MODJTABAI

Administrator

Avid MODJTABAI

Administrator

Administrator

Photo Isabelle Goiri

Isabel GOIRI

Administrator

Isabel GOIRI

Administrator

Administrator

Anna Siakotos Administratrice de My Money Group

Anna SIAKOTOS

Administrator

Anna SIAKOTOS

Administrator

Administrator

Leland Wilson

Leland WILSON

Administrator

Leland WILSON

Administrator

Administrator

The Executive Committee is made up of 11 managers whose role is to define the strategy of the Bank and to ensure its execution

Niccolo Ubertalli

Niccolò UBERTALLI

CEO

Niccolò UBERTALLI

CEO

A graduate in materials engineering from Turin Polytechnic, Niccolò began his career at Teksid as a process engineer.

He has an international career with over 25 years' experience in the banking sector.

From 2004 to 2006, Niccolò was Senior Vice President of MBNA (US and UK). In 2006, he launched UniCredit Consumer Financing in Bulgaria before moving to Italy in 2009, where he became Chief of Staff to the Group CEO, and then Head of the Consumer Finance Group between 2011 and 2012. Niccolò then moved to Romania in 2012, where he became Deputy Managing Director of UniCredit Tiriac. Bank.

From 2015 to 2019, he continued his career at Yapi Kredi as Executive Director and Deputy General Manager before being appointed Co-CEO Commercial Banking, CEE in 2019. He then became a member of UniCredit's Management Board.

Niccolo has been CEO of My Money Group since January 2023.

During his career, he has been a member of the Board of Directors of UniCredit Tiriac as well as a member of the Supervisory Boards of Pioneer Investments, UniCredit Consumer Finance Bulgaria, UniCredit Consumer Finance Romania and Ergo Asigurari de Viata S.A. Romania, as well as various subsidiaries of the Yapi Kredi Group.

Duncan Berry

Duncan BERRY

Deputy CEO

Duncan BERRY

Deputy CEO

Duncan has held several senior positions within GE Capital, including CEO of GE Capital Australasia, CEO of GE's mortgage business in the UK and Chief Operating Officer of GE Capital Americas.

From 2008 to 2020, he served as CEO of LM Wind Power. In September 2021, he was appointed Managing Director of Promontoria MMB.

Duncan has a degree in History from Oxford University, an MBA from INSEAD and is a Chartered Auditor in the UK.

Isabelle Duvernay

Isabelle DUVERNAY

Head of Communication & CSR

Isabelle DUVERNAY

Head of Communication & CSR

Isabelle has extensive experience in marketing, communication and CSR, which she has exercised in various sectors such as agri-food, retail and financial services, in France and the United States since 1999. Isabelle worked for more than 12 years at AXA and held positions as Head of Communication, Marketing and CSR.

In January 2022, she joined My Money Group and was appointed Group Communications Director, then Communications and CSR Director.

Isabelle is a graduate of EDHEC Lille.

Matthieu Flichy Directeur Business Developpement

Matthieu FLICHY

Head of Business Devlopement

Matthieu FLICHY

Head of Business Devlopement

Matthieu Flichy has been Head of Investments and Corporate Development at My Money Bank since June 2017 after working for almost two years on the acquisition of My Money Bank for Cerberus.

He has more than 10 years of experience in structuring/restructuring on capital markets and investment banking at Lehman Brothers/Nomura and Lazard and then in investment funds at Cerberus.

He holds a master in finance from London School of Economics and in management from Université de Paris Dauphine

Photo Jerome Lachand

Jérôme LACHAND

Group Chief Regulatory Officer

Jérôme LACHAND

Group Chief Regulatory Officer

Jérôme Lachand began his career at the Banque de France, where he notably worked in the fields of banking supervision, payment systems, operational risks and at the General Inspectorate.
In 2014, he joined the European Central Bank, where he set up the on-site control system for significant banks within the framework of the SSM.

He joined the Group in 2022 to coordinate regulatory, legal and compliance matters.

Gilles DE LAUNAY

Gilles de LAUNAY

Deputy Managing Director & Credit Consolidation Director

Gilles de LAUNAY

Deputy Managing Director & Credit Consolidation Director

Gilles de Launay began his career as an IT engineer (Renault Crédit International) before joining SOREFI  in Reunion in 1987 as IT head.

In 1995 he was appointed head of IT systems for French overseas departements within the GE Money Bank group.

In 2001, he worked on growth opportunities in the Pacific region and in 2002 set up GE Financing Pacific in New Caledonia.

In 2009, he took over as head of group IT systems at GE Money Bank group in Paris, before being named the bank’s chief operating officer in 2011.

He holds a degree in information technology from ESG.

Photo Samuel Maman

Samuel MAMAN

Head of Risk

Samuel MAMAN

Head of Risk

Samuel Maman began his career at PwC. Within the risk management consultancy business, he has accompanied banking establishments in France and Australia for nearly 15 years, on credit risk modeling issues, then on the adjustment of risk systems following regulatory changes related to Basel 3 and more generally on the management of scarce resources and risk governance.

At the end of 2016, he joined La Banque Postale as Director of Transversal Risk Management, where he was in charge of the Modeling & Stress-testing, Production of Risk Reporting, Transverse Governance Monitoring & Regulatory Expertise and Project Management teams. Risk applications. At the end of 2020, he took on the role of Director of Personal Credit Risk for the Group covering the LBPSA perimeters, its consumer credit subsidiary LBPCF, its heritage subsidiary Louvre Banque Privée and its subsidiary specializing in SOFIAP affinity customers.

Photo Philippe Martinie

Philippe MARTINIE

Head of Professional Mortgage

Philippe MARTINIE

Head of Professional Mortgage

After three years of consulting in banking and finance, Philippe joined SOVAC in 1989 within the finance department before becoming head treasurer.

After GE Capital’s acquisition of SOVAC he was appointed head of short-term refinancing at GE Capital Europe in 1997.

From 2000 to 2004 he joined GE Money Bank as head of the management control committee for insurance products before being named chief risk officer for real-estate credit and debt consolidation activities in 2004.

In 2008 he began to supervise risk management of individual credit portfolios at GE Capital for more than 10 European countries.

In 2011 he took over as chief risk manager at GE Money Bank, and in January 2017 was appointed chief risk and compliance officer at My Money Bank.

In 2022, he becomes director of the professional mortgage BU.

Philippe Martinie is a SUPINFO IT engineer and holds a DESS degree in finance from IAE of Paris.

Isabelle Meghnagi

Isabelle MEGHNAGI

Head of Human Resources

Isabelle MEGHNAGI

Head of Human Resources

Isabelle Meghnagi joined the General Electric group in 1986 at GE Medical Systems Europe, where she served in various operating and project management roles, including sales, service and collections, before joining GE Capital in 2002 as head of collections.

In May 2006, she was promoted to chief operating officer, before becoming head of strategic planning and chair of the works council in 2011.

Isabelle has now extended her role as head of human resources of the My Money Bank group.

Jacques Rouquette

Jacques ROUQUETTE

General Manager French Overseas Territories

Jacques ROUQUETTE

General Manager French Overseas Territories

Jacques Rouquette began his career in 1990 at BFCE in the auditing, organisational and procedures departments. In 1995, he joined the sales teams.

From 1998 to 2010, he was regional head of Natixis Northwest, then for Greater Paris and French Overseas Territories, in charge of relations with corporate mid and large cap customers. In 2011, he joined GE Capital France as regional head of factoring (GE Factofrance), equipment financing (GE Equipment Finance) and automotive financing (GE Fleet Service).

He joined GE Money Bank in 2015 as General Manager for the Indian and Pacific Ocean regions (SOREFI & SOCALFI in New Caledonia). Since 2017, he has headed up all French Overseas Territories.

He holds a MSG (master of business management) degree from Université de Montpellier and a MBA from the University of Maine (USA).

Fady Wakil

Fady WAKIL

Chief Financial Officer

Fady WAKIL

Chief Financial Officer

Fady started his career at General Electric in 2004 in their healthcare division, before joining the Corporate Audit Staff program in 2007.

In 2009 he joined Mubadala GE Capital (Abu Dhabi, UAE), as the Pricing Manager and then as the Financial Planning & Analysis and Business Development finance Manager.

Fady relocated to Paris in 2014 where he held several roles at GE Money Bank including as Financial Controller and treasurer of the GE Capital France Holding Company (GECSAS), and Treasurer of My Money Group. He is currently the CFO of the My Money Group since March 2020. Fady is also the Chief Executive.

Fady holds a bachelor degree in Mechanical engineering from the American University of Beirut, an Msc. in Medical engineering from King’s College London.

La stratégie

The Group's strategic plan is based on four priorities.

Collecte de depots

Achieve our financial and business goals

  1. Profitability (return on equity) 
  2. Growth 
  3. Cost to income ratio

The Group's growth is a strategic priority.

Nos assurances facultatives

Act as a corporate citizen with our employees and our customers & partners

  1. Diversity and Inclusion 
  2. Quality of life at work
  3. Environment 

The Group has thus set itself the strategic priority of Acting as a corporate citizen with all of its employees, customers and partners.

Nos assurances facultatives

Always better support our partners and customers

  1. Innovation and transformation projects to simplify processes and better serve our customers 
  2. Technological investments 
  3. Close relationship with our partners

In order to better meet the needs of its customers, the Group is giving itself the means to fulfill its ambitions in terms of digitalisation.

Integration d'HSBC

Prepare the integration of HSBC France retail banking activities and employees into the group

Prepare the integration of HSBC France retail banking activities and employees into the group

As a financial institution established in France My Money Group is supervised and controlled by the Prudential Control and Resolution Authority (ACPR), the Financial Markets Authority and is a member of organizations recognized in the context of the protection of bank customers.

Soumises à l'autorité des marchés financiers
FGDR
OCBF
ACPR
ASF
building